402 Chalmers St, Geneva, IL 60134 Property Records

Kane County property record for 402 Chalmers St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$218,000 (Jun 2016)
Tax Bill	$6,768 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-11-127-015`

Property Details

APN / Parcel Number

Primary APN	`12-11-127-015`

Location & Zoning

Street Address	402 CHALMERS ST
City	GENEVA
State	IL
Zip	60134-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 OF JOHN NELSONS ADDITON TO GENEVA (EX PT DESC IN DOC 2018K051364)
Legal Subdivision	JOHN NELSONS ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3014
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 CHALMERS ST, GENEVA, IL 60134-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	201630846
Prior Transfer Date	Aug 4, 2004
Prior Transfer Doc	0000105983
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	402 CHALMERS ST, GENEVA, IL 60134-2807
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHALMERS ST, GENEVA, IL 60134-2807

Mortgage

Document Number	0000027598
Date	Aug 14, 2023
Instrument	2023K027598

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,768.00 (+1.44%) Homeowner's exemption	$101,715 (+8.5%) Land $43,345 Building $58,370	$305,267 (+8.5%) Land $130,087 Building $175,180
2024		$93,746 (+9.12%) Land $39,949 Building $53,797	$281,351 (+9.17%) Land $119,895 Building $161,456
2022	$6,672.00 (+3.12%) Homeowner's exemption	$85,909 (+3.86%) Land $33,746 Building $52,163	$257,727 (+3.86%) Land $101,238 Building $156,489
2021	$6,470.00 Homeowner's exemption	$82,716 Land $32,492 Building $50,224	$248,148 Land $97,476 Building $150,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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