Caroline County property record for 506 Central Ave, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,370 sqft · built 1880 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,300 (Oct 1983) |
| Tax Bill | $1,068 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-007701 |
| Primary APN | 07-007701 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,370 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 46 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007701 |
|---|---|
| Street Address | 506 CENTRAL AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 9000 SQ FT NE/S CENTRAL AVE RIDGELY |
| Legal Subdivision | TOWN OF RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 955201 |
506 Central Ave is owned and occupied by two individuals who bought it in October 1983.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 506 CENTRAL AVE, RIDGELY, MD 21660-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 1983 · Amount on File |
| Deed Sale | Oct 3, 1983 · Amount on File |
| Deed Book / Page | 218 / 664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Aug 31, 2026 |
| Property Address | 506 CENTRAL AVE, RIDGELY, MD 21660-2030 |
| Document Number | 1805000004 |
| Book / Page | 1805 / 4 |
| Instrument Date | Aug 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE FIRST, TITLE ASSIST |
| Name | Verified Name |
|---|---|
| Address | 506 CENTRAL AVE, RIDGELY, MD 21660-2030 |
| Document Number | 1805000004, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 1805/4 |
| Name | QUEENSTOWN BANK/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 506 Central Ave was $1,068 with a homeowner's exemption, down 51.4% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,068.00 (-51.39%) Homeowner's exemption | $181,467 (+8.38%) | $195,500 (-) Land $56,900 Building $138,600 |
| 2025 | $2,197.00 Homeowner's exemption | $167,433 | $195,500 Land $56,900 Building $138,600 |
| 2023 | $2,105.00 Homeowner's exemption | $143,800 | $153,400 Land $40,900 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 506 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 506 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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