Caroline County property record for 503 Central Ave, Ridgely, MD 21660 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,283 sqft · built 1962 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Nov 2016) |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008554 |
| Primary APN | 07-008554 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,283 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 180 ft deep x 75 ft wide |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 008554 |
|---|---|
| Street Address | 503 CENTRAL AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13500 SQ FT P4,5 SW/S CENTRAL AVE RIDGELY |
| Legal Subdivision | COOPER VISTA NICHOLS |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 955201 |
Source: Caroline County records · APN 07-008554
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 CENTRAL AVE, RIDGELY, MD 21660-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2016 · Amount on Record |
| Deed Sale | Nov 03, 2016 · Amount on Record |
| Prior Sale | Oct 28, 2002 · Amount on Record |
| Deed Document Number | 20161230-261 |
| Deed Book / Page | 1230 / 261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 503 CENTRAL AVE, RIDGELY, MD 21660-2033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0015730393 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 1573/393 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2052 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,767 (+21.09%) | $159,100 (+27.18%) Land $61,300 Building $97,800 | |
| 2025 | $1,985.00 (+6.32%) | ||
| 2023 | $1,867.00 Homeowner's exemption | $122,033 | $125,100 Land $45,300 Building $79,800 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119552012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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