Caroline County property record for 412 Central Ave, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,300 sqft · built 1890 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Aug 2026) |
| Tax Bill | $3,463 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002041 |
| Primary APN | 07-002041 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,300 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,160 sqft (0.187 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Porch | Slab |
| Porch Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 002041 |
|---|---|
| Street Address | 412 CENTRAL AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 8160 SQ FT PT 7 8 NE/S CENTRAL AVE RIDGELY |
| Legal Subdivision | RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 955201 |
412 Central Ave is owned by a company that bought it in August 2026.
Source: Caroline County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 157 E MAIN ST, ELKTON, MD 21921-5977 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Jul 25, 2017 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 1803 / 451 |
| Transfer Doc | 0000000677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Aug 25, 2026 |
| Property Address | 412 CENTRAL AVE, RIDGELY, MD 21660-2004 |
| Document Number | 1803000451 |
| Book / Page | 1803 / 451 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | ENDEAVOR TITLE LLC, ENDEAVOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 157 E MAIN ST, ELKTON, MD 21921-5977 |
| Document Number | 1803000456, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1803/456 |
| Name | CAPITAL LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 412 Central Ave was $3,463.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,333 | $280,900 Land $56,100 Building $224,800 | |
| 2025 | $3,463.00 | ||
| 2023 | $2,944.00 | $192,433 | $204,200 Land $40,100 Building $164,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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