5051 Midfield Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 5051 Midfield Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,624 sqft · built 1996
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$305,103 (Dec 1996)
Tax Bill$8,292 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-31-10F-101

Property Details

APN / Parcel Number

Primary APN39-31-10F-101

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,624 sqft Living Area
1st Floor Area1,240 sqft
Basement Area670 sqft
Unfinished Basement670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area23,522 sqft (0.54 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area776 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5051 MIDFIELD RD
CityCINCINNATI
StateOH
Zip45244-1085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLO FIELDS 3; LOT 113
Legal SubdivisionPOLO FIELDS
Legal Lot Number113
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1018
Census Tract41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5051 MIDFIELD RD, CINCINNATI, OH 45244-1085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 1996 · Amount on Record
Deed SaleDec 5, 1996 · Amount on Record
Prior SaleJun 3, 1996 · Amount on Record
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address5051 MIDFIELD RD, CINCINNATI, OH 45244-1085
Document Number0000019593
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5051 MIDFIELD RD ANDERSON OH 452441085, ANDERSON, OH 45244-1085

Mortgage

Document Number0000019593
DateJul 31, 2020
Book Page002846/002579
Instrument19593
Lender
NameKEMBA CU
TypeCredit Union
AddressLIBERTY TOWNSHP, OH 45069
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,292.00 (-62.91%)$185,090 (-) Land $27,410 Building $157,680
2024$528,800 (-) Land $78,300 Building $450,500
2023$22,358.00 (+176.3%) Homeowner's exemption$185,090 (+38.61%) Land $27,410 Building $157,680$528,800 (+38.61%) Land $78,300 Building $450,500
2022$8,092.00 Homeowner's exemption$133,530 Land $19,780 Building $113,750
2020$381,500 Land $56,500 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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