Ionia County property record for 505 Water St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,500 (Sep 1989) |
| Tax Bill | $1,292 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40125000021000 |
| Primary APN | 40125000021000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 505 WATER ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING PT SE 1/4 SEC 10 T8N R8W COM COS TH N 89D 57' 57 E 1350.35 FT, TH S 27D 20' W 396 FT TO POB, TH S 27D 20' W 66 FT, TH W 132 FT, TH N 27D 20' W 66 FT, TH E 132 FT TO POB... |
| Legal Range | 08W |
| Legal Township | 08N |
| Legal Section | 10 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30300 |
505 Water St is owned and occupied by two individuals who acquired it in February 2013.
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 WATER ST, BELDING, MI 48809-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 1989 · Amount on File |
| Deed Sale | Sep 29, 1989 · Amount on File |
| Last Transfer Date | Feb 27, 2013 |
| Transfer Doc | 628/9855 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 505 Water St was $1,292 with a homeowner's exemption, up 2.6% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,800 (+11.71%) Land $15,500 Building $51,300 | $133,600 (+11.71%) Land $31,000 Building $102,600 | |
| 2025 | $1,292.00 (+2.62%) Homeowner's exemption | $59,800 Land $12,800 Building $47,000 | $119,600 Land $25,600 Building $94,000 |
| 2024 | $1,259.00 | ||
| 2023 | $45,900 Land $8,200 Building $37,700 | $91,800 Land $16,400 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures