Ionia County property record for 403 Water St, Belding, MI 48809 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,112 sqft · built 1995 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,487 (Dec 2019) |
| Tax Bill | $4,390 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40125000022500 |
| Primary APN | 40125000022500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 403 WATER ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF BELDING PT SE 1/4 SEC 10 T8N R8W BEG 330 FT S 27D 20M W OF PT ON N LN GOVT LOT 5, BEING 1350.35 FT E OF NW COR TH'OF |
| Legal Range | 08W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30300 |
Source: Ionia County records · APN 40125000022500
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 WATER ST, BELDING, MI 48809-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Feb 06, 2014 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,700 (+10.79%) Land $15,500 Building $128,200 | $287,400 (+10.79%) Land $31,000 Building $256,400 | |
| 2025 | $4,390.00 Homeowner's exemption | $129,700 (+28.67%) Land $12,800 Building $116,900 | $259,400 (+28.67%) Land $25,600 Building $233,800 |
| 2023 | $100,800 Land $8,200 Building $92,600 | $201,600 Land $16,400 Building $185,200 |
Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670303003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Point Broadband Fiber Holding | Fixed Wireless (licensed-by-rule) | 200 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Point Broadband Fiber Holding, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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