505 W Main St, Ladonia, TX 75449 Property Records

Fannin County property record for 505 W Main St, Ladonia, TX 75449

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,346 sqft · built 2002
Lot Size	0.625 acres (27,225 sqft)
Owner	Individual Name on Record
Tax Bill	$2,933 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9055-045-001A-08`

Property Details

APN / Parcel Number

Primary APN	`9055-045-001A-08`
Alternative APN	`89568`

Interior

Full Baths	2 Baths
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	27,225 sqft (0.625 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9055-045-001A-08
Old Parcel Number	89568
Street Address	505 W MAIN ST
City	LADONIA
State	TX
Zip	75449-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF LADONIA, BLOCK 45, ACRES .625
Legal Subdivision	ORIGINAL TOWN OF LADONIA
Legal Block	45
Jurisdiction	FANNIN TX
Township / Civil Division	LADONIA
Census Block Group	3
Census Block	3061
Census Tract	950500

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6317 CREEKWOOD CT, SACHSE, TX 75048-5657
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage RLM MORTGAGE LLC
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage RLM MORTGAGE LLC
Sep 24, 2018	Vendor's Lien, Transfer MORTGAGES USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024
Deed Sale	Jan 26, 2024
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	505 W MAIN ST, LADONIA, TX 75449-1333
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6317 CREEKWOOD CT, SACHSE, TX 75048-5657

Mortgage

Document Number	2025006894
Date	Nov 3, 2025
Instrument	2025006894

Lender

Name	RLM MORTGAGE LLC
Type	Mortgage Company
Address	PROSPER, TX 75078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	505 W MAIN ST, LADONIA, TX 75449-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6317 CREEKWOOD CT, SACHSE, TX 75048-5657

Mortgage

Document Number	2024000517
Date	Jan 29, 2024
Instrument	2024000517

Lender

Name	RLM MORTGAGE LLC
Type	Mortgage Company
Address	PROSPER, TX 75078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 24, 2018
Property Address	505 W MAIN ST, LADONIA, TX 75449-1333
Document Number	2076/0103
Book / Page	2076 / 0103
Instrument Date	Sep 6, 2018
Instrument	2018-5624
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10832 CHANNEL DR, 10832, DALLAS, TX 75229-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10832 CHANNEL DR, DALLAS, TX 75229-3711
Mail Care Of	TRESA RAMIREZ
Investor	Possibly a Property Investor

Mortgage

Date	Sep 24, 2018

Lender

Name	MORTGAGES USA
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	2076/0108
Date	Sep 24, 2018
Book Page	2076/0108
Instrument	2018-5625

Lender

Name	MUSA FINANCIAL LLC
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Ladonia Town
Unified School District	Fannindel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,810 (+30.4%) Land $25,860 Building $145,950	$171,810 (+30.4%) Land $25,860 Building $145,950
2024	$2,933.00 (+109.05%)
2023		$131,760 Land $17,680 Building $114,080	$131,760 Land $17,680 Building $114,080
2018	$1,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LADONIA serves 597 people · EPA ID TX0740004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	60 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Zulu Internet.

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