406 W Main St, Ladonia, TX 75449 Property Records

Fannin County property record for 406 W Main St, Ladonia, TX 75449

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,396 sqft · built 1962
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`9055-040-0020-08`

Property Details

APN / Parcel Number

Primary APN	`9055-040-0020-08`
Alternative APN	`89550`

Interior

Full Baths	2 Baths
Building Area	2,396 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	173 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	90 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9055-040-0020-08
Street Address	406 W MAIN ST
City	LADONIA
State	TX
Zip	75449-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF LADONIA, BLOCK 40, ACRES 0.363
Legal Subdivision	ORIGINAL TOWN OF LADONIA
Legal Block	40
Jurisdiction	FANNIN TX
Township / Civil Division	LADONIA
Census Block Group	3
Census Block	3023
Census Tract	950500

Owner

Source: Fannin County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 W MAIN ST, LADONIA, TX 75449-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 6, 2026
Transfer Doc	2026003769
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 11, 2026
Property Address	406 W MAIN ST, LADONIA, TX 75449-1330
Document Number	2026003770
Instrument Date	Jun 6, 2026
Instrument	20263770
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	406 W MAIN ST, LADONIA, TX 75449-1330

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 11, 2026
Property Address	406 W MAIN ST, LADONIA, TX 75449-1330
Document Number	2026003769
Instrument Date	Jun 6, 2026
Instrument	20263769
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W MAIN ST, LADONIA, TX 75449-1330

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Ladonia Town
Unified School District	Fannindel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (+139.23%) Homeowner's exemption Senior Citizen's exemption	$185,140 (-12.54%) Land $20,870 Building $164,270	$185,140 (-12.54%) Land $20,870 Building $164,270
2024	$1,216.00 (+9.45%)
2023		$211,680 Land $13,920 Building $197,760	$211,680 Land $13,920 Building $197,760
2018	$1,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LADONIA serves 597 people · EPA ID TX0740004
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	60 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Zulu Internet.

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