505 Shadow Rdg Dr, Jackson, TN 38305 Property Records

Madison County property record for 505 Shadow Rdg Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,708 sqft · built 1989
Lot Size	1.21 acres (52,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2018)
Tax Bill	$3,845 (2022)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057045F A 03400`

Property Details

APN / Parcel Number

Primary APN	`057045F A 03400`
Alternative APN	`045F A 03400`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,708 sqft Living Area
1st Floor Area	3,552 sqft
Upper Floors Area	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,920 sqft (1.21 acres)
Lot Dimensions	378 ft deep x 140 ft wide
Garage Type	Finished
Garage Area	520 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	422 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	505 SHADOW RIDGE DR
City	JACKSON
State	TN
Zip	38305-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 ANNEXED 4/2011, COUNTY AREA: D28
Legal Subdivision	CHERRY HILL PLACE
Legal Block	2
Legal Lot Number	209 140
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	18008672
Deed Book / Page	D746 / 1801
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2165/257
Date	Jul 14, 2021
Book Page	T2165/257
Instrument	21009848

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004678
Date	Apr 24, 2020
Book Page	T2120/1624
Instrument	20004678

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539
Document Number	0000004619
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 SHADOW RIDGE DR JACKSON TN 383058539, JACKSON, TN 38305-8539

Mortgage

Document Number	0000004619
Date	Apr 23, 2019
Book Page	0T2093/000633
Instrument	4619

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2039

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jul 31, 2018
Property Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539
Document Number	0D746/1801
Book / Page	D746 / 1801
Instrument Date	Jul 25, 2018
Instrument	18008672
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SHADOW RIDGE DR, JACKSON, TN 38305-8539

Mortgage

Document Number	0018008673
Date	Jul 31, 2018
Instrument	18008673

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,325 (-) Land $15,000 Building $95,325
2023		$110,325 Land $15,000 Building $95,325
2022	$3,845.00		$441,300 Land $60,000 Building $381,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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