465 Shadow Rdg Dr, Jackson, TN 38305 Property Records

Madison County property record for 465 Shadow Rdg Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,480 sqft · built 1989
Lot Size	1.39 acres (60,564 sqft)
Owner	Individual Name on Record
Last Sale	$423,000 (Oct 2026)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Oct 2026 Transfer Oct 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045F-A-027.00`

Property Details

APN / Parcel Number

Primary APN	`045F-A-027.00`
Alternative APNs	`03045CA045F02700` `057045F A 02700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	1,372 sqft
Upper Floors Area	1,108 sqft
Basement Area	156 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,564 sqft (1.39 acres)
Lot Dimensions	206 ft deep x 294 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	372 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	465 SHADOW RIDGE DR
City	JACKSON
State	TN
Zip	38305-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL PLACE PB 5 PG 26 BLK 2 LOT 203 ANNEXED 4/2011 294.7 X 206 COR
Legal Subdivision	CHERRY HILL PLACE
Legal Block	2
Legal Lot Number	203
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	1610

Owner

Source: Madison County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage DECATUR COUNTY BANK
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage DECATUR COUNTY BANK
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	202611751
Deed Book / Page	799 / 1644
Last Transfer Date	Oct 12, 2026
Transfer Doc	0000011832
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON TN
Recording Date	Oct 13, 2026
Property Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Document Number	0000011832
Book / Page	799 / 1732
Instrument Date	Oct 12, 2026
Instrument	202611832
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Oct 8, 2026
Property Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Document Number	0000011751
Book / Page	799 / 1644
Instrument Date	Oct 8, 2026
Instrument	202611751
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,075.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522

Mortgage

Document Number	0000011753,
Date	Oct 8, 2026
Instrument	202611753

Lender

Name	DECATUR COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Oct 8, 2026
Property Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Document Number	0000011753
Book / Page	2322 / 1874
Instrument Date	Oct 8, 2026
Instrument	202611753
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 COLLEGE HILL VLG, BROWNSVILLE, TN 38012-3733

Mortgage

Document Number	0000011753,
Date	Oct 8, 2026
Book Page	2322/1874
Instrument	202611753

Lender

Name	DECATUR COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Oct 10, 2023
Property Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Document Number	00D780/323
Book / Page	D780 / 323
Map Reference	MB P5 PG 26
Instrument Date	Oct 10, 2023
Instrument	23010773
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522

Mortgage

Document Number	0023010774
Date	Oct 10, 2023
Instrument	23010774

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 20, 2021
Property Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522
Document Number	00D768/241
Book / Page	D768 / 241
Instrument Date	Dec 14, 2021
Instrument	21018015
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SHADOW RIDGE DR, JACKSON, TN 38305-8522

Mortgage

Document Number	0021018016
Date	Dec 20, 2021
Instrument	21018016

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (-46.23%)	$73,850 (-) Land $15,000 Building $58,850	$295,400 (-) Land $60,000 Building $235,400
2023		$73,850 (-) Land $15,000 Building $58,850
2022	$2,574.00	$73,850 Land $15,000 Building $58,850	$295,400 Land $60,000 Building $235,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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