476 Shadow Rdg Dr, Jackson, TN 38305 Property Records

Madison County property record for 476 Shadow Rdg Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,008 sqft · built 1987
Lot Size	1.07 acres (46,620 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2026)
Tax Bill	$1,716 (2024)
Deeds & Mortgages	Mar 2022 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045F-A-041.00`

Property Details

APN / Parcel Number

Primary APN	`045F-A-041.00`
Alternative APNs	`03032MA045F04100` `057045F A 04100`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	4,008 sqft Living Area
Gross Area	4,871 sqft
1st Floor Area	2,012 sqft
Upper Floors Area	1,996 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,620 sqft (1.07 acres)
Lot Dimensions	259 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished Screened Porch
Porch Area	467 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	476 SHADOW RIDGE DR
City	JACKSON
State	TN
Zip	38305-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL PLACE PB 5 PG 26 BLK 2 LOT 210 ANNEXED 4/2011 180X259.5
Legal Subdivision	CHERRY HILL PLACE
Legal Block	2
Legal Lot Number	210
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1009
Census Tract	1610

Owner

Source: Madison County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADERS CREDIT UNION
Mar 14, 2024	Intrafamily Transfer, Transfer
Feb 6, 2019	Warranty Deed, Transfer · FHA Mortgage SIMMONS BANK
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Document Number	20264722
Deed Book / Page	796 / 1450
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0D782/1742
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520

Mortgage

Document Number	T2190/1339
Date	Mar 22, 2022
Book Page	T2190/1339
Instrument	22003721

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2049

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 1, 2026
Property Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Document Number	0000004722
Book / Page	796 / 1450
Instrument Date	Apr 30, 2026
Instrument	2026.4722
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520

Mortgage

Document Number	0000004723,
Date	May 1, 2026
Instrument	2026..4723

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	Mar 14, 2024
Property Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Document Number	0D782/1742
Book / Page	D782 / 1742
Map Reference	MB 5 PG 26
Instrument Date	Mar 6, 2024
Instrument	24002418
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Feb 6, 2019
Property Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Document Number	0D749/1730
Book / Page	D749 / 1730
Map Reference	MB 5 PG 26
Instrument Date	Feb 1, 2019
Instrument	19001363
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520

Mortgage

Document Number	0019001364
Date	Feb 6, 2019
Instrument	19001364

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 23, 2017
Property Address	476 SHADOW RIDGE DR, JACKSON, TN 38305-8520
Document Number	00D740/400
Book / Page	D740 / 400
Map Reference	MB 5 PG 26
Instrument Date	May 22, 2017
Instrument	17005772
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,058.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017005773
Date	May 23, 2017
Instrument	17005773

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,600 (-) Land $15,000 Building $76,600	$366,400 (-) Land $60,000 Building $306,400
2024	$1,716.00 (-46.24%)
2023		$91,600 Land $15,000 Building $76,600
2022	$3,192.00		$366,400 Land $60,000 Building $306,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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