505 Georgetown Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 505 Georgetown Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,077 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Feb 2026)
Tax Bill	$7,300 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06000-00-00-076A0`

Property Details

APN / Parcel Number

Primary APN	`06000-00-00-076A0`
Alternative APN	`20599`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,077 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	108,900 sqft (2.5 acres)
View / Lot	Proximity to Airport
Garage Area	625 sqft

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	505 GEORGETOWN RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	10802

Owner

505 Georgetown Rd is owner-occupied and held in a trust since February 2026.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	505 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE
Feb 25, 2026	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Deed Document Number	20261658
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 1, 2026
Property Address	505 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2405
Document Number	0000005211
Instrument Date	May 27, 2026
Instrument	20265211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	505 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2405

Mortgage

Document Number	0000005211,
Date	Jun 1, 2026
Instrument	20265211

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 25, 2026
Property Address	505 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2405
Document Number	202600001658
Map Reference	MB 1380 PG 595
Instrument Date	Jan 29, 2026
Instrument	202600001658
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2405

Tax Assessment & Valuation

The 2026 property tax bill for 505 Georgetown Rd was $7,300, up 4.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,300.00 (+4.32%)	$816,600 (+4.32%) Land $230,200 Building $586,400	$816,600 (+4.32%) Land $230,200 Building $586,400
2025	$6,998.00	$782,800 Land $230,100 Building $552,700	$782,800 Land $230,100 Building $552,700
2023	$5,484.00	$642,200 Land $210,400 Building $431,800	$642,200 Land $210,400 Building $431,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Georgetown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Ting.

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