401 Georgetown Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 401 Georgetown Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,724 sqft · built 1938
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jun 2021)
Tax Bill	$13,667 (2026)
Deeds & Mortgages	Jun 2021 Sale Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06000-00-00-07600`

Property Details

APN / Parcel Number

Primary APN	`06000-00-00-07600`
Alternative APN	`20598`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,724 sqft Finished Area
Basement Area	389 sqft
Unfinished Basement	389 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Metal
Lot Area	247,856 sqft (5.69 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	275 sqft
Carport	Carport
Carport Area	275 sqft
Porch	Slab
Porch Area	232 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	401 GEORGETOWN RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PINE KNOTS
Legal Subdivision	EVERGREEN LAND CO
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	10802

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Nov 10, 2010 · Amount on Record
Deed Document Number	202111226
Deed Book / Page	5564 / 205
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 25, 2021
Property Address	401 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2458
Document Number	5564/205
Book / Page	5564 / 205
Map Reference	MB 1407 PG 286
Instrument Date	Jun 23, 2021
Instrument	2021-00011226
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1508 RUGBY AVE, CHARLOTTESVILLE, VA 22903-5136
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	401 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2458
Document Number	0000007489
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 GEORGETOWN RD CHARLOTTESVILLE VA 229012458, CHARLOTTESVILLE, VA 22901-2458

Mortgage

Document Number	0000007489
Date	Jun 19, 2020
Book Page	005336/000589
Instrument	7489

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	401 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2458
Document Number	0000014699
Book / Page	004996 / 000340
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 GEORGETOWN RD CHARLOTTESVILLE VA 229012458, CHARLOTTESVILLE, VA 22901-2458

Mortgage

Document Number	0000014699
Date	Dec 20, 2017
Book Page	004996/000340
Instrument	14699

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,667.00 (+5.02%)	$1,528,700 (+5.01%) Land $482,100 Building $1,046,600	$1,528,700 (+5.01%) Land $482,100 Building $1,046,600
2025	$13,014.00 (+31.52%)	$1,455,800 (+21.22%) Land $482,000 Building $973,800	$1,455,800 (+21.22%) Land $482,000 Building $973,800
2023	$9,895.00	$1,201,000 Land $457,300 Building $743,700	$1,201,000 Land $457,300 Building $743,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Ting.

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