494 Georgetown Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 494 Georgetown Rd, Charlottesville, VA 22901

Property Summary

Property TypeSingle Family Home
Details25,152 sqft · built 1989
Lot Size1.28 acres (55,757 sqft)
OwnerCompany Name on Record
Tax Bill$29,211 (2026)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN060A1-00-00-03300

Property Details

APN / Parcel Number

Primary APN060A1-00-00-03300
Alternative APN
  • 21497

Interior

Units6 Units
Stories3 Stories
Building Area25,152 sqft Finished Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMulti-Family
Lot Area55,757 sqft (1.28 acres)
View / LotProximity to Airport

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address494 GEORGETOWN RD
CityCHARLOTTESVILLE
StateVA
Zip22901-2467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15 RESIDE
Legal DescriptionACREAGE
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1000
Census Tract10801

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 5526, CHARLOTTESVILLE, VA 22905-5526
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBEMARLE VA
Recording DateDec 19, 2017
Property Address494 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2467
Book / Page004995 / 000755
Instrument DateDec 15, 2017
Instrument14645
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyREPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2619 HYDRAULIC RD CHARLOTTESVILLE VA 229012313, CHARLOTTESVILLE, VA 22901-2313

Mortgage

Document Number0000014645
DateDec 19, 2017
Book Page004995/000755
Instrument14645
Lender
NameSWISS RE LIFE & HEALTH AMERICA
Address801 GRAND AVE, DES MOINES, IA 50309-8000
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,211.00 (+2.35%)$3,267,400 (-10.24%) Land $456,000 Building $2,811,400$3,267,400 (-10.24%) Land $456,000 Building $2,811,400
2025$28,540.00 (-8.19%)
2023$31,085.00$3,640,000 Land $456,000 Building $3,184,000$3,640,000 Land $456,000 Building $3,184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Ting.

Nearby Properties on Georgetown Rd

Nearby Streets

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