Contra Costa County property record for 505 Florence Dr, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1951 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | Trust Name on File |
| Last Sale | $318,000 (Feb 1998) |
| Tax Bill | $7,467 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237-134-001-5 |
| Primary APN | 237-134-001-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 1,651 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 505 FLORENCE DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-5413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE VALLEY ESTATES LOT 41 |
| Legal Subdivision | LAFAYETTE VALLEY ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 351200 |
505 Florence Dr is owner-occupied and held in a trust since March 2009.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1998 · Amount on File |
| Deed Sale | Feb 10, 1998 · Amount on File |
| Deed Document Number | 199826566 |
| Last Transfer Date | Mar 13, 2009 |
| Transfer Doc | 0000083221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011330 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018-011330 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000192871 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-192871 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Document Number | 0000054943 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-054943 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 505 FLORENCE DR, LAFAYETTE, CA 94549-5413 |
| Document Number | 0000241103 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 505 FLORENCE DR LAFAYETTE CA 945495413, LAFAYETTE, CA 94549-5413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000241103 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 241103 |
| Name | CALIFORNIA BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, CA 94549 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 505 Florence Dr was $7,467 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,368 (+2%) Land $366,445 Building $140,923 | |
| 2025 | $7,467.00 Homeowner's exemption | $497,420 Land $359,260 Building $138,160 |
| 2023 | $7,193.00 (+1.61%) Homeowner's exemption | $478,106 Land $345,310 Building $132,796 |
| 2022 | $7,079.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 505 Florence Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–1995) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Florence Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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