Contra Costa County property record for 498 Florence Dr, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,085 sqft · built 1951 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | Company Name on Record |
| Last Sale | $269,000 (Mar 1994) |
| Tax Bill | $5,754 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237-144-002-1 |
| Primary APN | 237-144-002-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| 1st Floor Area | 2,085 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 10,010 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 498 FLORENCE DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-5412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE VALLEY ESTATES LOT 13 |
| Legal Subdivision | LAFAYETTE VALLEY ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 351200 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 1, 2021 | Intrafamily Transfer, Transfer |
| Dec 1, 2021 | Intrafamily Transfer, Transfer |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 1994 · Amount on Record |
| Deed Sale | Mar 18, 1994 · Amount on Record |
| Prior Sale | Dec 27, 1993 · Amount on Record |
| Deed Document Number | 199477528 |
| Last Transfer Date | Nov 11, 2021 |
| Transfer Doc | 0000328526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000246150 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-246150 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000328526 |
| Map Reference | MB 43 PG 4 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2021-328526 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Number | 0000328525 |
| Map Reference | MB 43 PG 4 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2021-328525 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 498 FLORENCE DR, LAFAYETTE, CA 94549-5412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE SAN JOSE |
| Name | Verified Name |
|---|
| Document Number | 0000116825 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-116825 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $470,765 (+2%) Land $294,713 Building $176,052 | |
| 2025 | $5,754.00 (+3.98%) Homeowner's exemption | $461,535 (+4.04%) Land $288,935 Building $172,600 |
| 2023 | $5,534.00 (+1.47%) Homeowner's exemption | $443,615 Land $277,716 Building $165,899 |
| 2022 | $5,454.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–1995) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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