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491 Florence Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 491 Florence Dr, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,871 sqft · built 1951
Lot Size0.23 acres (10,010 sqft)
OwnerCompany Name on File
Tax Bill$3,762 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN237-142-013

Property Details

APN / Parcel Number

Primary APN237-142-013
Alternative APN
  • 237-142-013-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,871 sqft Living Area
1st Floor Area1,871 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area10,010 sqft (0.23 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address491 FLORENCE DR
CityLAFAYETTE
StateCA
Zip94549-5446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAFAYETTE VALLEY ESTATES LOT 43
Legal SubdivisionLAFAYETTE VALLEY ESTATES
Legal Lot Number43
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3008
Census Tract351200

Owner

Source: Contra Costa County records · APN 237-142-013

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address491 FLORENCE DR, LAFAYETTE, CA 94549-5446
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2017Deed of Trust, Mortgage
FREMONT BANK
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 28, 2012
Transfer Doc0000048847
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address491 FLORENCE DR, LAFAYETTE, CA 94549-5446
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000207089
DateNov 02, 2017
Instrument2017-207089
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
AmountAmount Recorded
Term299 Months
DueOct 30, 2042

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address491 FLORENCE DR, LAFAYETTE, CA 94549-5446
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134913
DateJul 08, 2020
Instrument2020-134913
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$159,183 (+2%) Land $49,978 Building $109,205
2025$3,762.00 (+4.27%) Homeowner's exemption$156,063 (+4.04%) Land $48,999 Building $107,064
2023$3,608.00 (+1.69%) Homeowner's exemption$150,005 Land $47,098 Building $102,907
2022$3,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims5 (1980–1995)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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