505 E Elm St, Lone Tree, IA 52755 Property Records

Johnson County property record for 505 E Elm St, Lone Tree, IA 52755

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,492 sqft · built 1956
Lot Size0.244 acres (10,640 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Nov 2008)
Tax Bill$1,602 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1710305001

Property Details

APN / Parcel Number

Primary APN1710305001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,640 sqft (0.244 acres)
Lot Dimensions140 ft deep x 76 ft wide
Garage TypeAttached
Garage Area708 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address505 E ELM ST
CityLONE TREE
StateIA
Zip52755-7822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIRKPATRICKS ADDITION LOT 3 BLK 5
Legal Range05W
Legal Township77N
Legal Section10
Legal SubdivisionLONE TREE
Legal Block5
Legal Lot Number3
JurisdictionJOHNSON IA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3022
Census Tract10502

Owner

Source: Johnson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 E ELM ST, LONE TREE, IA 52755-7822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · Line of Credit
MIDWESTONE BANK
Aug 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2008 · Amount on Record
Deed SaleNov 14, 2008 · Amount on Record
Prior SaleSep 5, 2008 · Amount on Record
Deed Book / Page4365 / 505
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IA
Property Address505 E ELM ST, LONE TREE, IA 52755-7822
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006541/933
DateFeb 5, 2024
Book Page6541/933
Lender
NameMIDWESTONE BANK
TypeBank
AddressIOWA CITY, IA 52240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IA
Property Address505 E ELM ST, LONE TREE, IA 52755-7822
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5688/093
DateAug 4, 2017
Book Page5688/093
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJohnson County
MunicipalityLone Tree City
Unified School DistrictLone Tree Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$184,400 (+2.27%) Land $35,400 Building $149,000$184,400 (+2.27%) Land $35,400 Building $149,000
2024$1,602.00 (+13.78%)
2023$180,300 Land $35,400 Building $144,900$180,300 Land $35,400 Building $144,900
2022$1,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONE TREE MUNI WATER SYSTEM
serves 1,357 people · EPA ID IA5240095
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2024)
action level 15 ppb
Copper1.9 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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