405 E Elm St, Lone Tree, IA 52755 Property Records

Johnson County property record for 405 E Elm St, Lone Tree, IA 52755

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,012 sqft · built 1900
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,612 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1710338002

Property Details

APN / Parcel Number

Primary APN1710338002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,012 sqft Living Area
1st Floor Area784 sqft
Basement Area228 sqft
Unfinished Basement228 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Deck Area48 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 E ELM ST
CityLONE TREE
StateIA
Zip52755-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIRKPATRICKS ADDITION LOT 3 BLK 4
Legal Range05W
Legal Township77N
Legal Section10
Legal SubdivisionLONE TREE
Legal Block4
Legal Lot Number3
JurisdictionJOHNSON IA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3019
Census Tract10502

Owner

Source: Johnson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 E ELM ST, LONE TREE, IA 52755-9707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 13, 2012
Transfer Doc4881/581
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IA
Property Address405 E ELM ST, LONE TREE, IA 52755-9707
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006433/303
DateOct 13, 2022
Book Page6433/303
Lender
NameMIDWESTONE BANK
TypeBank
AddressSTILLWATER, MN 55082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJohnson County
MunicipalityLone Tree City
Unified School DistrictLone Tree Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,612.00$122,600 (+5.15%) Land $23,300 Building $99,300$122,600 (+5.15%) Land $23,300 Building $99,300
2024$1,612.00 (+7.61%)
2023$116,600 Land $23,300 Building $93,300$116,600 Land $23,300 Building $93,300
2022$1,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONE TREE MUNI WATER SYSTEM
serves 1,357 people · EPA ID IA5240095
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2024)
action level 15 ppb
Copper1.9 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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