404 E Elm St, Lone Tree, IA 52755 Property Records

Johnson County property record for 404 E Elm St, Lone Tree, IA 52755

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 952 sqft · built 2002
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$145,500 (Oct 2012)
Tax Bill$2,214 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN1710331006

Property Details

APN / Parcel Number

Primary APN1710331006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area952 sqft Living Area
Basement Area952 sqft
Finished Basement650 sqft
Unfinished Basement302 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area168 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address404 E ELM ST
CityLONE TREE
StateIA
Zip52755-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIRKPATRICKS ADDITION LOT 10 BLK 3
Legal Range05W
Legal Township77N
Legal Section10
Legal SubdivisionLONE TREE
Legal Block3
Legal Lot Number10
JurisdictionJOHNSON IA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3020
Census Tract10502

Owner

Source: Johnson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 E ELM ST, LONE TREE, IA 52755-9703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2012 · Amount on Record
Deed SaleOct 19, 2012 · Amount on Record
Prior SaleJul 6, 2009 · Amount on Record
Deed Book / Page4995 / 607
Prior Transfer DateAug 20, 2007
Prior Transfer Doc4208000048
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IA
Recording DateMay 1, 2026
Property Address404 E ELM ST, LONE TREE, IA 52755-9703
Document Number6756000449
Book / Page6756 / 449
Instrument DateApr 27, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E ELM ST, LONE TREE, IA 52755-9703

Mortgage

Document Number6756000449,
DateMay 1, 2026
Book Page6756/449
Lender
NameHILLS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 10, 2031
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJohnson County
MunicipalityLone Tree City
Unified School DistrictLone Tree Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,214.00 Homeowner's exemption$181,900 (+6.75%) Land $23,300 Building $158,600$181,900 (+6.75%) Land $23,300 Building $158,600
2024$2,214.00 (+12.27%)
2023$170,400 Land $23,300 Building $147,100$170,400 Land $23,300 Building $147,100
2022$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONE TREE MUNI WATER SYSTEM
serves 1,357 people · EPA ID IA5240095
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2024)
action level 15 ppb
Copper1.9 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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