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505 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 505 E Chicago St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property TypeCommercial
Details3,466 sqft · built 2006
Lot Size0.92 acres (40,075 sqft)
OwnerCompany Name on File
Last Sale$890,000 (Feb 2024)
Tax Bill$32,534 (2025)
Deeds & MortgagesFeb 2024 Sale
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN302-000-000-990-00

Property Details

APN / Parcel Number

Primary APN302-000-000-990-00

Interior

Building Area3,466 sqft Building Perimeter

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area40,075 sqft (0.92 acres)

Location & Zoning

Street Address505 E CHICAGO ST
CityCOLDWATER
StateMI
Zip49036-2031
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPAR ON N SI U S HWY 12 BEING IN W 1/2 OF NW 1/4 SEC 23 T6S R6W DESC AS COM AT NW COR SD SEC 23 TH S 00DEG 00MIN 00SEC E
Legal Range06W
Legal Township06S
Legal Section23
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1000
Census Tract951400

Owner

Source: Branch County records · APN 302-000-000-990-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5005 ROCKSIDE RD, 800, INDEPENDENCE, OH 44131-6828
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Jul 02, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2024 · Amount on Record
Deed SaleFeb 01, 2024 · Amount on Record
Prior SaleOct 02, 2008 · Amount on Record
Deed Document Number2024459
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateFeb 01, 2024
Property Address505 E CHICAGO ST, COLDWATER, MI 49036-2031
Document Number0202400459
Instrument DateJan 25, 2024
Instrument2024-00459
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$6,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 E CHICAGO ST, COLDWATER, MI 49036-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CHICAGO ST, COLDWATER, MI 49036-2031

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address505 E CHICAGO ST, COLDWATER, MI 49036-2022
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201804283
DateJul 02, 2018
Instrument2018-04283
Lender
NamePNC BANK NA
TypeBank
AddressCOLDWATER, MI 49036
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$558,500 (+0.17%)$1,117,000 (+0.17%)
2025$32,534.00 (+45.29%)$557,550 (+51.8%)$1,115,100 (+51.8%)
2024$22,393.00
2023$367,300$734,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Coldwater Board of Public UtilitiesFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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