450 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 450 E Chicago St, Coldwater, MI 49036

Property Summary

Property Type	Commercial
Details	11,060 sqft · built 1998
Lot Size	1.55 acres (67,518 sqft)
Owner	Company Name on Record
Tax Bill	$37,402 (2025)
Deeds & Mortgages	Oct 2026 Document Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-246-01`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-246-01`

Interior

Building Area	11,060 sqft Building Perimeter

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	67,518 sqft (1.55 acres)

Location & Zoning

Street Address	450 E CHICAGO ST
City	COLDWATER
State	MI
Zip	49036-2003
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM AT E 1/4 COR SEC 22 TH N 01DEG 04MIN 44SEC E 750.55 FT ALG E LI SD SEC TO BEG TH N 88DEG 55MIN 16SEC W 233.09 FT TH N
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3002
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12419 METROPOLITAN AVE, KEW GARDENS, NY 11415-2711
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	NONE LISTED ON DOCUMENT
Apr 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage BENEFIT STREET PARTNERS CRE FINANCE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2006
Deed Sale	Dec 21, 2006
Prior Sale	Feb 16, 1998 · Amount on Record
Deed Document Number	200610546
Record Updated	Oct 29, 2026

October 2026:

Jurisdiction	BRANCH MI
Recording Date	Oct 12, 2026
Property Address	450 E CHICAGO ST, COLDWATER, MI 49036-2003
Document Number	0000006301
Instrument Date	Sep 11, 2026
Instrument	20266301
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 BUFFINGTON RD, ATLANTA, GA 30349-2945
Investor	Possibly a Property Investor

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	450 E CHICAGO ST, COLDWATER, MI 49036-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702793
Date	Apr 13, 2017
Instrument	2017-02793

Lender

Name	BENEFIT STREET PARTNERS CRE FINANCE LLC
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 6, 2027

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$976,750 (+19.08%)	$1,953,500 (+19.08%)
2025	$37,402.00 (+3.27%)	$820,250	$1,640,500
2024	$36,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000

May also be available: Spectrum.

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