445 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 445 E Chicago St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property TypeCommercial
Details2,752 sqft
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$966,666 (Sep 2021)
Tax Bill$11,431 (2025)
Deeds & MortgagesMay 2022 Sale
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN302-000-000-962-00

Property Details

APN / Parcel Number

Primary APN302-000-000-962-00

Interior

Building Area2,752 sqft Building Perimeter

Exterior

Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address445 E CHICAGO ST
CityCOLDWATER
StateMI
Zip49036-2024
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM AT INT OF N LI OF E CHICAGO ST WI W LI OF MICHIGAN AVE TH N 77DEG 36MIN 30SEC W 108.35 FT ALG N LI OF E CHICAGO ST TH N
Legal Range06W
Legal Township06S
Legal Section22
Legal SubdivisionAVERY PARK MANOR
Legal Lot Number1
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1030
Census Tract951400

Owner

Source: Branch County records · APN 302-000-000-962-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address31635 BROAD BEACH RD, MALIBU, CA 90265-2616
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Warranty Deed, Transfer
Sep 10, 2021Warranty Deed, Transfer · Commercial Mortgage
SIMMONS BANK
Jun 03, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJun 03, 2021 · Amount on Record
Deed Document Number20216981
Prior Transfer DateOct 11, 2012
Prior Transfer Doc201206935
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateMay 19, 2022
Property Address445 E CHICAGO ST, COLDWATER, MI 49036-2024
Document Number0202203652
Instrument DateMay 10, 2022
Instrument2022-03652
Transaction TypeTransfer
Record UpdatedJun 01, 2022

Transaction

AmountAmount Recorded
Tax$9,322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 KILN RD, 21, ESSEX JUNCTION, VT 05452-4710

Transferred To (Grantee/Buyer)

NameVerified Name
Address31635 BROAD BEACH RD, MALIBU, CA 90265-2616

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateSep 10, 2021
Property Address445 E CHICAGO ST, COLDWATER, MI 49036-2024
Document Number202106981
Instrument DateAug 11, 2021
Instrument2021-06981
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,316.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 91, MERIDIAN, MS 39302-0091

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 KILN RD, ESSEX JUNCTION, VT 05452-4710

Mortgage

Document Number202106982
DateSep 10, 2021
Instrument2021-06982
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueAug 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateJun 03, 2021
Property Address445 E CHICAGO ST, COLDWATER, MI 49036-2024
Document Number202104431
Instrument DateMay 25, 2021
Instrument2021-04431
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
Tax$3,397.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 W CHICAGO RD, 125, COLDWATER, MI 49036-9389

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 12TH AVE S APT 816, 816, NASHVILLE, TN 37203-6622

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$326,300 (+24.04%)$652,600 (+24.04%)
2025$11,431.00 (+4.14%)$263,050$526,100
2024$10,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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