Schenectady County and Schenectady City property record for 505 Chadwick Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1970 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Feb 2021) |
| Tax Bill | $5,620 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.70-3-29 |
| Primary APN | 421500 60.70-3-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 500 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 505 CHADWICK RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PT OF 8O9 1 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 CHADWICK RD, SCHENECTADY, NY 12304-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Jul 3, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on Record |
| Deed Sale | Feb 18, 2021 · Amount on Record |
| Prior Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 20216412 |
| Deed Book / Page | 2052 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 18, 2021 |
| Property Address | 505 CHADWICK RD, SCHENECTADY, NY 12304-3919 |
| Document Number | 0000006412 |
| Book / Page | 2052 / 400 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 202106412 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 CHADWICK RD, 505, SCHENECTADY, NY 12304-3919 |
| Name | Verified Name |
|---|---|
| Address | 115 DIAMOND PL, SCHENECTADY, NY 12306-2560 |
| Document Number | 0000006413 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 202106413 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 3, 2017 |
| Property Address | 505 CHADWICK RD, SCHENECTADY, NY 12304-3919 |
| Document Number | 0000029718 |
| Book / Page | 001966 / 000192 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 29718 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 RIVERVIEW DR ROTTERDAM JUNCTION NY 121509708, ROTTERDAM JUNCTION, NY 12150-9708 |
| Document Number | 29719 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 004770/000642 |
| Instrument | 29719 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,620.00 (+2.11%) | ||
| 2025 | $5,504.00 (+4.66%) | $110,000 (-) Land $16,500 Building $93,500 | $182,149 (+30.82%) Land $27,322 Building $154,827 |
| 2023 | $110,000 (-) Land $16,500 Building $93,500 | $139,241 (+3.8%) Land $20,886 Building $118,355 | |
| 2022 | $110,000 Land $16,500 Building $93,500 | $134,146 Land $20,122 Building $114,024 | |
| 2021 | $5,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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