504 Chadwick Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 504 Chadwick Rd, Schenectady, NY 12304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1950
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$5,649 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.78-1-7

Property Details

APN / Parcel Number

Primary APN421500 60.78-1-7
Alternative APN
  • 150006007800010070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
PorchSlab
Porch Area150 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address504 CHADWICK RD
CitySCHENECTADY
StateNY
Zip12304-3920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAND PT OF 783 1 WOOD
Legal SubdivisionREVISED MAP OF WOODLAWN
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4012
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.78-1-7

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address504 CHADWICK RD, SCHENECTADY, NY 12304-3920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2021
Deed SaleSep 08, 2021
Prior SaleMar 04, 1997 · Amount on Record
Deed Document Number202144148
Deed Book / Page2066 / 764
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 08, 2021
Property Address504 CHADWICK RD, SCHENECTADY, NY 12304-3920
Document Number0000044148
Book / Page2066 / 764
Instrument DateSep 03, 2021
Instrument202144148
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 CHADWICK RD, 504, SCHENECTADY, NY 12304-3920

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 CENTRAL AVE, SCHENECTADY, NY 12304-4468

Mortgage

Document Number0000044151
DateSep 08, 2021
Instrument202144151
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,649.00 (+4.4%)$114,700 (-) Land $17,200 Building $97,500$189,932 (+30.82%) Land $28,482 Building $161,450
2023$114,700 (-) Land $17,200 Building $97,500$145,190 (+3.8%) Land $21,772 Building $123,418
2022$114,700 Land $17,200 Building $97,500$139,878 Land $20,976 Building $118,902
2021$5,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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