499 Chadwick Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 499 Chadwick Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 2002
Lot Size0.128 acres (5,600 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (May 2015)
Tax Bill$7,831 (2026)
Flood ZoneZone X (minimal risk)
APN421500 60.70-3-26

Property Details

APN / Parcel Number

Primary APN421500 60.70-3-26
Alternative APN
  • 150006007000030260000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area648 sqft
2nd Floor Area640 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area28 sqft
Patio Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address499 CHADWICK RD
CitySCHENECTADY
StateNY
Zip12304-3953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal Block3
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4016
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address499 CHADWICK RD, SCHENECTADY, NY 12304-3953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2015 · Amount on Record
Deed SaleMay 27, 2015 · Amount on Record
Prior SaleMay 27, 2015 · Amount on Record
Deed Book / Page1915 / 357
Prior Transfer DateMay 19, 2015
Prior Transfer Doc0000021985
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,831.00 (+0.86%)
2025$7,764.00 (+4.86%)$159,020 (-) Land $22,800 Building $136,220$263,322 (+30.82%) Land $37,755 Building $225,567
2023$159,020 (-) Land $22,800 Building $136,220$201,291 (+3.8%) Land $28,861 Building $172,430
2022$159,020 Land $22,800 Building $136,220$193,927 Land $27,805 Building $166,122
2021$7,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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