505 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 505 Central Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,289 sqft · built 1964
Lot Size	0.247 acres (10,725 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (May 2025)
Tax Bill	$4,911 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145289 93.19-4-69`

Property Details

APN / Parcel Number

Primary APN	`145289 93.19-4-69`
Alternative APN	`52890931900004069000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	1,289 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,725 sqft (0.247 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 CENTRAL AVE
City	LANCASTER
State	NY
Zip	14086-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC11 2165 5 75 X 15O
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	69.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1005
Census Tract	14209

Owner

505 Central Ave is owned by an individual who bought it in May 2025.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	343 AYER RD, BUFFALO, NY 14221-3849
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed, Transfer · Conventional Mortgage M & T BANK
Apr 4, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 17, 2017	Grant Deed, Transfer
Apr 27, 2017	Trustee's Deed, Foreclosure WEBTITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Mar 9, 2023 · Amount on File
Deed Document Number	202594649
Deed Book / Page	11446 / 208
Prior Transfer Date	Apr 7, 2017
Prior Transfer Doc	0113124192
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Mar 9, 2023
Property Address	505 CENTRAL AVE, LANCASTER, NY 14086-1237
Document Number	0114148655
Book / Page	11414 / 8655
Instrument Date	Feb 15, 2023
Instrument	2023042118
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 CENTRAL AVE, LANCASTER, NY 14086-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 STUTZMAN RD, BOWMANSVILLE, NY 14026-1042
Investor	Possibly a Property Investor

Mortgage

Document Number	0140846253
Date	Mar 9, 2023
Book Page	14084/6253
Instrument	2023042119

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Apr 4, 2018
Property Address	505 CENTRAL AVE, LANCASTER, NY 14086-1237
Document Number	0113276655
Book / Page	011327 / 006655
Instrument Date	Apr 2, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6244 WISCASSET PKWY NW DALLAS GA 301576546, DALLAS, GA 30157-6546

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Aug 17, 2017
Property Address	505 CENTRAL AVE, LANCASTER, NY 14086-1237
Document Number	0113173966
Book / Page	011317 / 003966
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Sep 22, 2017

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 CENTRAL AVE LANCASTER NY 140862151, LANCASTER, NY 14086-2151

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ERIE NY
Recording Date	Apr 27, 2017
Property Address	505 CENTRAL AVE, LANCASTER, NY 14086-1237
Document Number	0113124192
Book / Page	011312 / 004192
Instrument Date	Apr 7, 2017
Transaction Type	Foreclosure
Record Updated	Sep 12, 2017
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	800 NICOLLET MALL MINNEAPOLIS MN 554027000, MINNEAPOLIS, MN 55402-7000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 505 Central Ave was $4,911, up 104.5% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,911.00 (+104.45%)
2025	$2,402.00 (-48.96%)	$164,000 (-) Land $20,400 Building $143,600	$256,250 (+12.49%) Land $31,875 Building $224,375
2024	$4,706.00	$164,000 (-) Land $20,400 Building $143,600	$227,800 (+4.16%) Land $28,336 Building $199,464
2023		$164,000 (-) Land $20,400 Building $143,600	$218,700 (+16.02%) Land $27,204 Building $191,496
2022		$164,000 Land $20,400 Building $143,600	$188,500 Land $23,448 Building $165,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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