Erie County and Lancaster Town property record for 491 Central Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,178 sqft · built 1960 |
| Lot Size | 0.264 acres (11,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,000 (Nov 2020) |
| Tax Bill | $4,671 (2026) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.19-5-1 |
| Primary APN | 145289 93.19-5-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,475 sqft (0.264 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 491 CENTRAL AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SC11 2121 1 75 X 153.05 |
| Legal Subdivision | HOLLAND LAND COMAPNYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14209 |
491 Central Ave is owned and occupied by two individuals who bought it in November 2020.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 CENTRAL AVE, LANCASTER, NY 14086-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Aug 16, 2012 · Amount on File |
| Deed Document Number | 20202020201607 |
| Deed Book / Page | 11369 / 9298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 23, 2020 |
| Property Address | 491 CENTRAL AVE, LANCASTER, NY 14086-1235 |
| Document Number | 0113699298 |
| Book / Page | 11369 / 9298 |
| Map Reference | DOC 2121 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020201607 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $804.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 CENTRAL AVE, 491, LANCASTER, NY 14086-1235 |
| Name | Verified Name |
|---|---|
| Address | 491 CENTRAL AVE, LANCASTER, NY 14086-1235 |
The 2026 property tax bill for 491 Central Ave was $4,671, up 103.3% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,671.00 (+103.26%) | ||
| 2025 | $2,298.00 (-48.64%) | $155,000 (-) Land $22,000 Building $133,000 | $242,188 (+12.49%) Land $34,375 Building $207,813 |
| 2024 | $4,474.00 | $155,000 (-) Land $22,000 Building $133,000 | $215,300 (+4.16%) Land $30,559 Building $184,741 |
| 2023 | $155,000 Land $22,000 Building $133,000 | $206,700 Land $29,338 Building $177,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 491 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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