Erie County and Lancaster Town property record for 488 Central Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,746 sqft · built 1945 |
| Lot Size | 0.346 acres (15,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Nov 2012) |
| Tax Bill | $5,066 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.19-3-1 |
| Primary APN | 145289 93.19-3-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 720 sqft |
| Game Room | Game Room |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 15,050 sqft (0.346 acres) |
| Lot Dimensions | 215 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 488 CENTRAL AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SC11 70 X 215 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14209 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 488 CENTRAL AVE, LANCASTER, NY 14086-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2012 · Amount on Record |
| Deed Sale | Nov 15, 2012 · Amount on Record |
| Prior Sale | Jan 21, 1998 · Amount on Record |
| Deed Book / Page | 11233 / 4254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 488 CENTRAL AVE, LANCASTER, NY 14086-1236 |
| Document Number | 0138305756 |
| Book / Page | 013830 / 005756 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 488 CENTRAL AVE LANCASTER NY 140861236, LANCASTER, NY 14086-1236 |
| Document Number | 0138305756 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 013830/005756 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2047 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,066.00 (+2.22%) Homeowner's exemption | ||
| 2025 | $4,956.00 (+2.06%) | $170,000 (-) Land $28,000 Building $142,000 | $265,625 (+12.51%) Land $43,750 Building $221,875 |
| 2024 | $4,856.00 Homeowner's exemption | $170,000 (-) Land $28,000 Building $142,000 | $236,100 (+4.15%) Land $38,887 Building $197,213 |
| 2023 | Homeowner's exemption | $170,000 Land $28,000 Building $142,000 | $226,700 Land $37,339 Building $189,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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