505 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 505 Cedar St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,264 sqft · built 1936
Lot Size	0.275 acres (11,988 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2017)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Oct 2018 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041A-E-003.00`

Property Details

APN / Parcel Number

Primary APN	`041A-E-003.00`
Alternative APNs	`041A E 00300 000041A` `01041AE041A00300` `053041A E 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,140 sqft
Basement Area	1,124 sqft
Finished Basement	1,124 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,988 sqft (0.275 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 CEDAR ST
City	LOUDON
State	TN
Zip	37774-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TOWN OF LOUDON LOT: 151 01 044C F 044C 01300 000 100 X 110 M
Legal Subdivision	TOWN OF LOUDON
Legal Lot Number	151
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2013
Census Tract	60600

Owner

505 Cedar St is owned and occupied by an individual who acquired it in July 2025.

Source: Loudon County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	505 CEDAR ST, LOUDON, TN 37774-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2017	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Deed Document Number	20175833
Deed Book / Page	395 / 413
Last Transfer Date	Jul 31, 2025
Transfer Doc	00D487/505
Record Updated	Jun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 18, 2018
Property Address	505 CEDAR ST, LOUDON, TN 37774-1456
Document Number	0000008769
Book / Page	000407 / 000642
Instrument Date	Oct 16, 2018
Instrument	8769
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 WARD AVE LOUDON TN 377741319, LOUDON, TN 37774-1319

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 11, 2017
Property Address	505 CEDAR ST, LOUDON, TN 37774-1456
Document Number	0000005833
Book / Page	000395 / 000413
Instrument Date	Jun 30, 2017
Instrument	5833
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CEDAR ST LOUDON TN 377741456, LOUDON, TN 37774-1456

Mortgage

Document Number	5834
Date	Jul 11, 2017
Book Page	001334/000528
Instrument	5834

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 505 Cedar St was $1,005, up 67.2% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (+67.22%)	$33,975 (-) Land $5,575 Building $28,400	$135,900 Land $22,300 Building $113,600
2024	$601.00	$33,975 (-) Land $5,575 Building $28,400
2023		$33,975 (-) Land $5,575 Building $28,400
2022	$373.00	$33,975 Land $5,575 Building $28,400	$135,900 (-) Land $22,300 Building $113,600
2021			$135,900 Land $22,300 Building $113,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

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