Loudon County property record for 406 Cedar St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,427 sqft · built 1900 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Owner Name on File |
| Last Sale | $67,000 (Feb 2004) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041A D 01700 |
| Primary APN | 053041A D 01700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 1,427 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 115 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041A D 01700 000041A |
|---|---|
| Street Address | 406 CEDAR ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-1 |
| Legal Description | TOWN OF LOUDON 115 1 044C E 044D 02000 000 |
| Legal Subdivision | TOWN OF LOUDON |
| Legal Lot Number | 115 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 60600 |
The current owner of 406 Cedar St bought it in February 2004.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 406 CEDAR ST, LOUDON, TN 37774-1410 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2004 · Amount on File |
| Deed Sale | Feb 18, 2004 · Amount on File |
| Prior Sale | Nov 18, 1997 · Amount on File |
| Deed Document Number | 0000282517 |
| Deed Book / Page | 282 / 517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 406 CEDAR ST, LOUDON, TN 37774-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1537/1 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | T1537/1 |
| Instrument | 21008064 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 406 Cedar St was $936.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 | $31,675 (-) Land $5,175 Building $26,500 | |
| 2024 | $936.00 | $31,675 (-) Land $5,175 Building $26,500 | |
| 2023 | $31,675 (-) Land $5,175 Building $26,500 | ||
| 2022 | $348.00 | $31,675 Land $5,175 Building $26,500 | $126,700 (-) Land $20,700 Building $106,000 |
| 2021 | $126,700 Land $20,700 Building $106,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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