Loudon County property record for 601 Cedar St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,966 sqft · built 1950 |
| Lot Size | 0.266 acres (11,591 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Dec 2016) |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041H-G-023.00 |
| Primary APN | 041H-G-023.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 3,017 sqft |
| 1st Floor Area | 1,462 sqft |
| Upper Floors Area | 504 sqft |
| Basement Area | 901 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,591 sqft (0.266 acres) |
| Lot Dimensions | 122 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
| Porch Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 601 CEDAR ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHEROKEE ADD LOT: 1 01 044C F 044C 01000 000 100 X 121.9 IRR |
| Legal Subdivision | CHEROKEE ADD |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 60600 |
601 Cedar St is owned by an individual who bought it in December 2016.
Source: Loudon County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 HARRISON BEND RD, LOUDON, TN 37774-6623 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on File |
| Deed Sale | Dec 30, 2016 · Amount on File |
| Prior Sale | Oct 21, 1986 · Amount on File |
| Deed Document Number | 201610744 |
| Deed Book / Page | 390 / 739 |
| Prior Transfer Date | Dec 21, 2016 |
| Prior Transfer Doc | 0000010744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 601 CEDAR ST, LOUDON, TN 37774-1161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 601 CEDAR ST, LOUDON, TN 37774-1161 |
| Document Number | 0T1607/479 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | T1607/479 |
| Instrument | 22008265 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LENOIR CITY, TN 37772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 601 Cedar St was $871, up 67.2% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (+67.18%) | $29,450 (-) Land $5,175 Building $24,275 | $117,800 Land $20,700 Building $97,100 |
| 2024 | $521.00 | $29,450 (-) Land $5,175 Building $24,275 | |
| 2023 | $29,450 (-) Land $5,175 Building $24,275 | ||
| 2022 | $323.00 | $29,450 Land $5,175 Building $24,275 | $117,800 (-) Land $20,700 Building $97,100 |
| 2021 | $117,800 Land $20,700 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 601 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 601 Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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