505 Bowden Point Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 505 Bowden Point Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2025)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:11 L:18`

Property Details

APN / Parcel Number

Primary APN	`PROT M:11 L:18`
Alternative APN	`395`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	395
Street Address	505 BOWDEN POINT RD
City	PROSPECT
State	ME
Zip	04981-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2004
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 BOWDEN POINT RD, PROSPECT, ME 04981-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer NORTHSTAR MORTGAGE CORP
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Oct 4, 2013
Deed Book / Page	5166 / 304
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	005056/277
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT ME
Recording Date	Nov 3, 2025
Property Address	505 BOWDEN POINT RD, PROSPECT, ME 04981-3006
Document Number	005166/304
Book / Page	5166 / 304
Instrument Date	Oct 31, 2025
Instrument	2025-9717
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020259718
Date	Nov 3, 2025
Instrument	2025-9718

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	505 BOWDEN POINT RD, PROSPECT, ME 04981-3006
Document Number	0044510034
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BOWDEN POINT RD PROSPECT ME 049813006, PROSPECT, ME 04981-3006

Mortgage

Document Number	0044510034
Date	Dec 20, 2019
Book Page	004451/000034
Instrument	12337

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	ELLSWORTH, ME 04605-0809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Dec 19, 2041

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	505 BOWDEN POINT RD, PROSPECT, ME 04981-3006
Document Number	0041360156
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BOWDEN POINT RD PROSPECT ME 049813006, PROSPECT, ME 04981-3006

Mortgage

Document Number	0041360156
Date	Jan 11, 2017
Book Page	004136/000156
Instrument	371

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	AUGUSTA, ME 04330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jan 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,410.00 (+0.8%)	$331,080 (-2.13%) Land $70,000 Building $261,080
2024	$3,383.00 (+19.33%)	$338,290 (+73.05%) Land $77,210 Building $261,080
2023	$2,835.00 (+0.71%)	$195,490 (-) Land $44,620 Building $150,870
2022	$2,815.00	$195,490 Land $44,620 Building $150,870

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

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