427 Bowden Point Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 427 Bowden Point Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	61 acres (2,657,160 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2018)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:11 L:22`

Property Details

APN / Parcel Number

Primary APN	`PROT M:11 L:22`
Alternative APN	`387`

Exterior

Lot Area	2,657,160 sqft (61 acres)

Location & Zoning

Account Number	387
Street Address	427 BOWDEN POINT RD
City	PROSPECT
State	ME
Zip	04981-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2004
Census Tract	42000

Owner

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 MIDDLE ST, UT412, BUCKSPORT, ME 04416-4079
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage CAMDEN NAT'L BK
Apr 20, 2018	Quit Claim Deed, Transfer CAMDEN NAT'L BK
Mar 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	20182782
Deed Book / Page	04258 / 0133
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	427 BOWDEN POINT RD, PROSPECT, ME 04981-3005
Document Number	0044550043
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	44 MIDDLE ST #412 BUCKSPORT ME 044164079, 412, BUCKSPORT, ME 04416-4079

Mortgage

Document Number	0044550043
Date	Dec 31, 2019
Book Page	004455/000043
Instrument	12643

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT ME
Recording Date	Apr 20, 2018
Property Address	427 BOWDEN POINT RD, PROSPECT, ME 04981-3005
Document Number	0042580133
Book / Page	004258 / 000133
Instrument Date	Mar 15, 2018
Instrument	2782
Transaction Type	Transfer
Record Updated	May 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MIDDLE ST BUCKSPORT ME 044164079, BUCKSPORT, ME 04416-4079

Mortgage

Document Number	42580138
Date	Apr 20, 2018
Book Page	004258/000138
Instrument	2783

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2033

Interest

Rate Type	Adjustable Rate
Rate	5%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT ME
Recording Date	Mar 13, 2017
Property Address	427 BOWDEN POINT RD, PROSPECT, ME 04981-3005
Document Number	0041490312
Book / Page	004149 / 000312
Instrument Date	Mar 4, 2017
Instrument	1882
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	101 N PHILLIPS AVE SIOUX FALLS SD 571046738, SIOUX FALLS, SD 57104-6738

Tax Assessment & Valuation

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,986.00 (+3%)	$484,080 (-) Land $123,940 Building $360,140
2024	$4,841.00 (+85.76%)	$484,080 (+169.34%) Land $123,940 Building $360,140
2023	$2,606.00 (+0.7%)	$179,730 (-) Land $71,620 Building $108,110
2022	$2,588.00	$179,730 Land $71,620 Building $108,110

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Redzone Wireless Fixed Wireless	50 / 15

May also be available: Fidium Fiber.

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