Waldo County and Prospect Town property record for 477 Bowden Point Rd, Prospect, ME 04981
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PROT M:11 L:20-1 |
| Primary APN | PROT M:11 L:20-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 196,020 sqft (4.5 acres) |
|---|
| Account Number | 314 |
|---|---|
| Street Address | 477 BOWDEN POINT RD |
| City | PROSPECT |
| State | ME |
| Zip | 04981-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 20-1 |
| Jurisdiction | PROSPECT ME |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 42000 |
477 Bowden Point Rd is owned and occupied by two individuals.
Source: Waldo County and Prospect Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 477 BOWDEN POINT RD, PROSPECT, ME 04981-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Apr 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT ME |
| Property Address | 477 BOWDEN POINT RD, PROSPECT, ME 04981-3005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004823/211 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 4823/211 |
| Instrument | 2022-6628 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT ME |
| Property Address | 477 BOWDEN POINT RD, PROSPECT, ME 04981-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4638/1 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4638/1 |
| Instrument | 2021-3788 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 477 Bowden Point Rd was $3,347, up 3% from the year before.
Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Prospect Town |
| Unified School District | Regional School Unit 25 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,347.00 (+3.02%) | $324,940 (-) Land $74,810 Building $250,130 |
| 2024 | $3,249.00 (+19.32%) | $324,940 (+73.05%) Land $74,810 Building $250,130 |
| 2023 | $2,723.00 (+0.7%) | $187,770 (-) Land $43,230 Building $144,540 |
| 2022 | $2,704.00 | $187,770 Land $43,230 Building $144,540 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 477 Bowden Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 477 Bowden Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Redzone Wireless Fixed Wireless | 50 / 15 |
May also be available: Fidium Fiber.
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