505 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 505 Bay Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,340 sqft · built 1955
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,612 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 063.10-1-2`

Property Details

APN / Parcel Number

Primary APN	`265489 063.10-1-2`
Alternative APNs	`54890631000001002000` `02381950000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	200 ft deep x 133 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	240 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02381950000
Street Address	505 BAY RD
City	WEBSTER
State	NY
Zip	14580-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0073-14-07 PIERCE
Legal Subdivision	THE GORE EAST OF IRONDEQUOIT
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 BAY RD, WEBSTER, NY 14580-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 22, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1997
Deed Sale	Dec 30, 1997
Prior Sale	Dec 18, 1995
Deed Book / Page	8956 / 388
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 19, 2026
Property Address	505 BAY RD, WEBSTER, NY 14580-1132
Document Number	0003421887
Book / Page	31326 / 710
Instrument Date	May 6, 2026
Instrument	20263421887
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BAY RD, WEBSTER, NY 14580-1132

Mortgage

Document Number	0003421887,
Date	May 19, 2026
Book Page	31326/710
Instrument	20263421887

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	505 BAY RD, WEBSTER, NY 14580-1132
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000688
Date	Sep 23, 2021
Book Page	29471/688
Instrument	202109230290

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	505 BAY RD, WEBSTER, NY 14580-1132
Document Number	0000000756
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BAY RD WEBSTER NY 145801132, WEBSTER, NY 14580-1132

Mortgage

Document Number	0000000756
Date	Jun 1, 2018
Book Page	027620/000168
Instrument	756

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,612.00 (+10.26%) Homeowner's exemption
2025	$5,997.00 (+2.6%)	$138,000 (-) Land $30,900 Building $107,100	$287,500 (+20.85%) Land $64,375 Building $223,125
2023		$138,000 (-) Land $30,900 Building $107,100	$237,900 (+10.34%) Land $53,269 Building $184,631
2022		$138,000 Land $30,900 Building $107,100	$215,600 Land $48,276 Building $167,324
2021	$5,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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