Monroe County and Webster Town property record for 545 Bay Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1957 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jul 2021) |
| Tax Bill | $4,896 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 063.10-1-10 |
| Primary APN | 265489 063.10-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 210 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02381750000 |
|---|---|
| Street Address | 545 BAY RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0073-14-07 |
| Legal Subdivision | THE GORE EAST OF IRONDEAUOIT |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11201 |
Source: Monroe County and Webster Town records · APN 265489 063.10-1-10
Assessment roll updated March 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 BAY RD, WEBSTER, NY 14580-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) M & T BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) M & T BANK |
| Jul 28, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on Record |
| Deed Sale | Jul 28, 2021 · Amount on Record |
| Prior Sale | May 06, 2008 · Amount on Record |
| Deed Document Number | 20211591 |
| Deed Book / Page | 12535 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 545 BAY RD, WEBSTER, NY 14580-1155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1740 STONE RD 2, 2, ROCHESTER, NY 14615-1642 |
| Document Number | 0000000280 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 29677/633 |
| Instrument | 202201040280 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 545 BAY RD, WEBSTER, NY 14580-1155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1740 STONE RD 2, 2, ROCHESTER, NY 14615-1642 |
| Document Number | 0000000656 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 29354/656 |
| Instrument | 202107281594 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jul 28, 2021 |
| Property Address | 545 BAY RD, WEBSTER, NY 14580-1155 |
| Document Number | 0000000592 |
| Book / Page | 12535 / 592 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 202107281591 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CROSSROADS ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 533 NE 3RD AVE # AVE329, 533, FT LAUDERDALE, FL 33301-3273 |
| Name | Verified Name |
|---|---|
| Address | 545 BAY ST # 2, 2, ROCHESTER, NY 14609-4650 |
| Document Number | 202107281593 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 202107281593 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000001592 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 29354/629 |
| Instrument | 202107281592 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Monroe County and Webster Town records · Assessment roll updated March 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,896.00 (+0.39%) | $99,100 (-) Land $30,000 Building $69,100 | $206,500 (+20.83%) Land $62,513 Building $143,987 |
| 2023 | $99,100 (-) Land $30,000 Building $69,100 | $170,900 (+10.4%) Land $51,736 Building $119,164 | |
| 2022 | $99,100 Land $30,000 Building $69,100 | $154,800 Land $46,862 Building $107,938 | |
| 2021 | $4,877.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 237 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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