525 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 525 Bay Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,700 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$8,606 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 063.10-1-7`

Property Details

APN / Parcel Number

Primary APN	`265489 063.10-1-7`
Alternative APN	`02381850000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	1,068 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Patio Area	1,100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02381850000
Street Address	525 BAY RD
City	WEBSTER
State	NY
Zip	14580-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0073-14-07
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 BAY RD, WEBSTER, NY 14580-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Apr 21, 2026
Property Address	525 BAY RD, WEBSTER, NY 14580-1155
Document Number	0003411142
Book / Page	31301 / 946
Instrument Date	Apr 14, 2026
Instrument	20263411142
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BAY RD, WEBSTER, NY 14580-1155

Mortgage

Document Number	0003411142,
Date	Apr 21, 2026
Book Page	31301/946
Instrument	20263411142

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	525 BAY RD, WEBSTER, NY 14580-1155
Document Number	0000000113
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BAY RD WEBSTER NY 145801155, WEBSTER, NY 14580-1155

Mortgage

Document Number	0000000113
Date	Jun 28, 2018
Book Page	027656/000230
Instrument	113

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,606.00 (+4.42%)	$198,200 (-) Land $30,300 Building $167,900	$412,900 (+20.84%) Land $63,122 Building $349,778
2023		$198,200 (-) Land $30,300 Building $167,900	$341,700 (+10.33%) Land $52,238 Building $289,462
2022		$198,200 Land $30,300 Building $167,900	$309,700 Land $47,346 Building $262,354
2021	$8,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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