5046 Cole Dr W, Mobile, AL 36619 Property Records

Mobile County property record for 5046 Cole Dr W, Mobile, AL 36619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1996
Lot Size	0.42 acres (18,318 sqft)
Owner	Individual Name on File
Tax Bill	$711 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`R02330737000105001`

Property Details

APN / Parcel Number

Primary APN	`R02330737000105001`
Alternative APNs	`33 07 37 0 001 050.01X` `01139583` `1139583`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,318 sqft (0.42 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1139583
Street Address	5046 COLE DR W
City	MOBILE
State	AL
Zip	36619-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TODD ACRES NE MBK 30 PG 30 #SEC 37 T5S R2W #MP33 07 37 0 001
Legal Range	05S
Legal Township	05S
Legal Section	37
Legal Subdivision	TODD ACRES
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2021
Census Tract	7000

Owner

5046 Cole Dr W is owned and occupied by an individual who acquired it in October 2000.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5046 COLE DR W, MOBILE, AL 36619-8956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2000
Deed Sale	Oct 3, 2000
Deed Document Number	200066364
Deed Book / Page	4886 / 228
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	5046 COLE DR W, MOBILE, AL 36619-8956
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053375
Date	Sep 1, 2023
Instrument	2023053375

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5046 Cole Dr W was $711 with a homeowner's exemption, up 5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (+5.02%) Homeowner's exemption	$12,090 (+4.68%) Land $2,500 Building $9,590	$120,900 (+4.68%) Land $25,000 Building $95,900
2024	$677.00 (+28.95%) Homeowner's exemption	$11,550 (+25.95%) Land $2,400 Building $9,150	$115,500 (+25.95%) Land $24,000 Building $91,500
2023	$525.00 Homeowner's exemption	$9,170 Land $1,500 Building $7,670	$91,700 Land $15,000 Building $76,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5046 Cole Dr W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 313 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	313 in force
Nearby Flood Claims	407 (1979–2023)
Claims Outside the SFHA	65 of 407
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 207 claims Hurricane Georges, Sep 1998 · 111 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5046 Cole Dr W is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20