Mobile County property record for 4989 Cole Dr W, Mobile, AL 36619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,961 sqft · built 1956 |
| Lot Size | 0.641 acres (27,951 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023307370001045 |
| Primary APN | R023307370001045 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,951 sqft (0.641 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 144 sqft |
| Utility Building | 80 sqft |
| Boat House | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1139510 |
|---|---|
| Street Address | 4989 COLE DR W |
| City | MOBILE |
| State | AL |
| Zip | 36619-8947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 4TH ADD TO TODD ACRE SUB MBK 6 P 215 #SEC 37 T5S R2W #MP33 07 37 0 001 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | ADD TO TODD ACRE SUB |
| Legal Lot Number | 4,18 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 7000 |
4989 Cole Dr W is owned and occupied by an individual who bought it in November 2025.
Source: Mobile County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 11, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Prior Sale | Nov 12, 2014 · Amount on File |
| Deed Document Number | 202568185 |
| Prior Transfer Date | Nov 16, 2021 |
| Prior Transfer Doc | 0000010972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Nov 14, 2025 |
| Property Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Document Number | 0000068185 |
| Map Reference | MB 6 PG 215 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025068185 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6881 FOREST GLENN CT, IRVINGTON, AL 36544-3665 |
| Name | Verified Name |
|---|---|
| Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Document Number | 0000068186 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025068186 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Feb 11, 2022 |
| Property Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Document Number | 0000010972 |
| Map Reference | MB 6 PG 215 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2022010972 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Document Number | 0000010973 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022010973 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 901 Months |
| Due | Mar 24, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.11% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4989 COLE DR W, MOBILE, AL 36619-8947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025870 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019025870 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | THEODORE, AL 36582 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,780 (+3.95%) Land $4,000 Building $11,780 | $157,800 (+3.95%) Land $40,000 Building $117,800 | |
| 2024 | Additional exemption filed | $15,180 (-) Land $4,000 Building $11,180 | $151,800 (-) Land $40,000 Building $111,800 |
| 2023 | Additional exemption filed | $15,180 Land $4,000 Building $11,180 | $151,800 Land $40,000 Building $111,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4989 Cole Dr W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 313 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4989 Cole Dr W is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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