Mobile County property record for 4980 Cole Dr W, Mobile, AL 36619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,649 sqft · built 1988 |
| Lot Size | 0.345 acres (15,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Mar 2004) |
| Tax Bill | $608 (2022) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R02330737000105005 |
| Primary APN | R02330737000105005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,059 sqft (0.345 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 425 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1139627 |
|---|---|
| Street Address | 4980 COLE DR W |
| City | MOBILE |
| State | AL |
| Zip | 36619-8978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 TODD ACRES NE REC IN MBK 30 PG 30 #SEC 37 T5S R2W #MP33 07 37 0 001 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | TODD ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 7000 |
4980 Cole Dr W is owned and occupied by an individual who bought it in March 2004.
Source: Mobile County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4980 COLE DR W, MOBILE, AL 36619-8978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2004 · Amount on File |
| Deed Sale | Mar 12, 2004 · Amount on File |
| Deed Document Number | 200418029 |
| Deed Book / Page | 5553 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jun 5, 2026 |
| Property Address | 4980 COLE DR W, MOBILE, AL 36619-8978 |
| Document Number | 0000033344 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202633344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4980 COLE DR W, 5, MOBILE, AL 36619-8978 |
| Document Number | 0000033344, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202633344 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4980 COLE DR W, MOBILE, AL 36619-8978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SLT |
| Name | Verified Name |
|---|
| Document Number | 0000000545 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021000545 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,840 Land $2,500 Building $12,340 | $148,400 Land $25,000 Building $123,400 | |
| 2023 | Additional exemption filed | $11,210 Land $1,500 Building $9,710 | $112,100 Land $15,000 Building $97,100 |
| 2022 | $608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4980 Cole Dr W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 313 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4980 Cole Dr W is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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