5045 Saint Simon Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5045 Saint Simon Ter, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,716 sqft · built 2001
Lot Size	0.034 acres (1,500 sqft)
Owner	Trust Name on File
Last Sale	$224,900 (Apr 2017)
Tax Bill	$3,203 (2024)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-028626`

Property Details

APN / Parcel Number

Primary APN	`01-028626`
Alternative APNs	`1028626` `028626`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	028626
Street Address	5045 SAINT SIMON TER
City	FREDERICK
State	MD
Zip	21703-6860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 531 PL 2 SEC 2 1,500 SQ. FT. WELLINGTON TRACE
Legal Subdivision	WELLINGTON TRACE
Legal Lot Number	531
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	3
Census Block	3001
Census Tract	752301

Owner

Source: Frederick County records · APN 01-028626

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	5045 SAINT SIMON TER, FREDERICK, MD 21703-6860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Jul 09, 2004 · Amount on Record
Deed Document Number	201711762-0260
Deed Book / Page	11762 / 260
Prior Transfer Date	Jan 07, 2008
Prior Transfer Doc	0068910530
Record Updated	Jun 08, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 11, 2017
Property Address	5045 SAINT SIMON TER, FREDERICK, MD 21703-6860
Document Number	0117620259
Book / Page	011762 / 000259
Instrument Date	Nov 01, 2016
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 SAINT SIMON TER FREDERICK MD 217036860, FREDERICK, MD 21703-6860

Mortgage

Document Number	117620265
Date	Apr 11, 2017
Book Page	011762/000265

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,967 (+15.81%)	$331,300 (+28.76%) Land $100,000 Building $231,300
2024	$3,203.00 (+8.91%)
2023	$2,941.00	$243,467	$257,300 Land $85,000 Building $172,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 567 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.