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5040 Saint Simon Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5040 Saint Simon Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,716 sqft · built 2001
Lot Size0.025 acres (1,100 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2023)
Tax Bill$3,502 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN01-029320

Property Details

APN / Parcel Number

Primary APN01-029320
Alternative APNs
  • 1029320
  • 029320

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,716 sqft Living Area
1st Floor Area572 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,100 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number029320
Street Address5040 SAINT SIMON TER
CityFREDERICK
StateMD
Zip21703-6859
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 483 PL 1 SEC 2 1,100 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE SEC 02 01
Legal Lot Number483
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3001
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5040 SAINT SIMON TER, FREDERICK, MD 21703-6859
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed, Transfer · Conventional Mortgage
UNITED NATIONS FCU
Nov 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleApr 9, 2003 · Amount on Record
Deed Book / Page16653 / 74
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0127240256
Record UpdatedOct 29, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 31, 2023
Property Address5040 SAINT SIMON TER, FREDERICK, MD 21703-6859
Document Number0166530074
Book / Page16653 / 74
Map ReferenceMB 59 PG 179
Instrument DateOct 23, 2023
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyVESTA SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18637 SAGE WAY, GERMANTOWN, MD 20874-2043

Mortgage

Document Number0001665378
DateOct 31, 2023
Instrument16653/78
Lender
NameUNITED NATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateNov 27, 2018
Property Address5040 SAINT SIMON TER, FREDERICK, MD 21703-6859
Document Number0127240256
Book / Page012724 / 000256
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6669 CANADA GOOSE CT FREDERICK MD 217039546, FREDERICK, MD 21703-9546

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,500 (+9.34%)$331,600 (-) Land $100,000 Building $231,600
2025$3,502.00 (+11%)$279,400 (+16.59%)$331,600 (+30.91%) Land $100,000 Building $231,600
2024$3,155.00 (+8.94%)
2023$2,896.00$239,633$253,300 Land $80,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

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