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5038 Saint Simon Ter, Frederick, MD 21703 Property Records

Frederick County property record for 5038 Saint Simon Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,584 sqft · built 2001
Lot Size0.025 acres (1,100 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Dec 2019)
Tax Bill$3,356 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-029339

Property Details

APN / Parcel Number

Primary APN01-029339
Alternative APNs
  • 1029339
  • 029339

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,584 sqft Living Area
1st Floor Area528 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,100 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number029339
Street Address5038 SAINT SIMON TER
CityFREDERICK
StateMD
Zip21703-6859
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 484 PL 1 SEC 2 1,100 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number484
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3001
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8055 OLD RECEIVER RD, A, FREDERICK, MD 21702-2758
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleMay 6, 2005 · Amount on Record
Deed Book / Page13423 / 439
Prior Transfer DateJul 29, 2008
Prior Transfer Doc0070610358
Record UpdatedOct 29, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 27, 2019
Property Address5038 SAINT SIMON TER, FREDERICK, MD 21703-6859
Document Number0134230439
Book / Page013423 / 000439
Instrument DateNov 22, 2019
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyCERTIFIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8055A OLD RECEIVER RD FREDERICK MD 217022758, FREDERICK, MD 21702-2758

Mortgage

Document Number134230443
DateDec 27, 2019
Book Page013423/000443
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,767 (+8.73%)$314,100 (-) Land $100,000 Building $214,100
2025$3,356.00 (+10.29%)$267,433 (+15.87%)$314,100 (+28.68%) Land $100,000 Building $214,100
2024$3,043.00 (+8.99%)
2023$2,792.00$230,800$244,100 Land $80,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20

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