50448 287th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50448 287th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1977
Lot Size	0.495 acres (21,576 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Oct 2020)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00362.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00362.00`
Alternative APN	`02.00362.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,576 sqft (0.495 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50448 287TH AVE
City	ELGIN
State	MN
Zip	55932-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES 2ND SUBDIVISI LOT-001 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES 2ND SUBDIVISI
Legal Block	1
Legal Lot Number	1
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50448 287TH AVE, ELGIN, MN 55932-5251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Jan 19, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	2020341161
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000329912
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50448 287TH AVE, ELGIN, MN 55932-5251
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338566
Date	Apr 24, 2020
Instrument	338566

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Oct 13, 2020
Property Address	50448 287TH AVE, ELGIN, MN 55932-5251
Document Number	0000341161
Instrument Date	Sep 25, 2020
Instrument	341161
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50448 287TH AVE, ELGIN, MN 55932-5251

Mortgage

Document Number	0000341162
Date	Oct 13, 2020
Instrument	341162

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 3, 2019
Property Address	50448 287TH AVE, ELGIN, MN 55932-5251
Document Number	0000335934
Instrument Date	Aug 28, 2019
Instrument	335934
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTETR TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50448 287TH AVE, ELGIN, MN 55932-5251

Mortgage

Document Number	0000335935
Date	Sep 3, 2019
Instrument	335935

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASHA MN
Recording Date	Jan 19, 2018
Property Address	50448 287TH AVE, ELGIN, MN 55932-5251
Document Number	0000329912
Instrument Date	Sep 14, 2017
Instrument	329912
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50448 287TH AVE, ELGIN, MN 55932-5251

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (+3.59%) Homeowner's exemption	$315,800 (+7.52%) Land $70,000 Building $245,800	$315,800 (+7.52%) Land $70,000 Building $245,800
2023	$2,062.00 Homeowner's exemption	$293,700 Land $65,000 Building $228,700	$293,700 Land $65,000 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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