50525 287th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50525 287th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,410 sqft · built 1994
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Nov 2025)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R02.00421.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00421.00`
Alternative APN	`02.00421.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	1,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,916 sqft
Garage Type	Attached
Garage Area	720 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50525 287TH AVE
City	ELGIN
State	MN
Zip	55932-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES 4TH SUBDIVISI LOT-002 BLOCK-001 1.10 AC & 1/2 VAC MEADOW LN LYING ELY (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES 4TH SUBDIVISI
Legal Block	1
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50525 287TH AVE, ELGIN, MN 55932-5255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	2025361352
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50525 287TH AVE, ELGIN, MN 55932-5255
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2839 ASHLAND PL NW, ROCHESTER, MN 55901-5560

Mortgage

Document Number	0000361353
Date	Nov 7, 2025
Instrument	361353

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50525 287TH AVE, ELGIN, MN 55932-5255
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338062
Date	Mar 10, 2020
Instrument	338062

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (-31.71%)	$384,000 (+21.48%) Land $82,500 Building $301,500	$384,000 (+21.48%) Land $82,500 Building $301,500
2023	$3,406.00 Homeowner's exemption	$316,100 Land $77,500 Building $238,600	$316,100 Land $77,500 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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