50404 287th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50404 287th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1978
Lot Size	0.507 acres (22,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jun 2020)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Feb 2013 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00363.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00363.00`
Alternative APN	`02.00363.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,101 sqft (0.507 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50404 287TH AVE
City	ELGIN
State	MN
Zip	55932-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES 2ND SUBDIVISI LOT-002 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES 2ND SUBDIVISI
Legal Block	1
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50404 287TH AVE, ELGIN, MN 55932-5251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2013	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK OF PLAINVIEW
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2011	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK OF PLAINVIEW
Apr 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 23, 2020	Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	2020339439
Last Transfer Date	Apr 13, 2026
Transfer Doc	0000362873
Record Updated	Sep 20, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50404 287TH AVE, ELGIN, MN 55932-5251
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A310273
Date	Feb 8, 2013
Instrument	A310273

Lender

Name	PEOPLES STATE BANK OF PLAINVIEW
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 22, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50404 287TH AVE, ELGIN, MN 55932-5251
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347873
Date	Jan 27, 2022
Instrument	347873

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50404 287TH AVE, ELGIN, MN 55932-5251
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001300877
Date	Feb 1, 2011
Instrument	1300877

Lender

Name	PEOPLES STATE BANK OF PLAINVIEW
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 22, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASHA MN
Recording Date	Apr 17, 2026
Property Address	50404 287TH AVE, ELGIN, MN 55932-5251
Document Number	0000362873
Instrument Date	Apr 13, 2026
Instrument	2026362873
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50404 287TH AVE, ELGIN, MN 55932-5251

Mortgage

Document Number	0000362873,
Date	Apr 17, 2026
Instrument	2026362873

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jun 23, 2020
Property Address	50404 287TH AVE, ELGIN, MN 55932-5251
Document Number	0000339439
Instrument Date	Jun 19, 2020
Instrument	339439
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50404 287TH AVE, ELGIN, MN 55932-5251

Mortgage

Document Number	0000339440
Date	Jun 23, 2020
Instrument	339440

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+1.1%)	$301,400 (+0.7%) Land $70,000 Building $231,400	$301,400 (+0.7%) Land $70,000 Building $231,400
2025	$2,000.00 (-36.35%) Homeowner's exemption	$299,300 (+6.1%) Land $65,000 Building $234,300	$299,300 (+6.1%) Land $65,000 Building $234,300
2023	$3,142.00 Homeowner's exemption	$282,100 Land $65,000 Building $217,100	$282,100 Land $65,000 Building $217,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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