1. Home
  2. Florida
  3. Lake County
  4. Mascotte
  5. Pine Needle Dr

5040 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5040 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 2001
Lot Size0.224 acres (9,764 sqft)
Owner2 Individual Names on Record
Last Sale$272,900 (Mar 2026)
Tax Bill$1,542 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN03-22-24-0305-000-01200

Property Details

APN / Parcel Number

Primary APN03-22-24-0305-000-01200
Alternative APNs
  • 242203030500001200
  • 3782917

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,595 sqft Living Area
Gross Area1,995 sqft
1st Floor Area1,435 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area9,764 sqft (0.224 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area190 sqft
Utility Building756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3782917
Street Address5040 PINE NEEDLE DR
CityMASCOTTE
StateFL
Zip34753-8854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMASCOTTE CARDINAL PINES ESTATES PHASE 2 SUB LOT 12 PB 41 PGS 15-16 ORB 3924 PG 646
Legal Range24E
Legal Township22S
Legal Section3
Legal SubdivisionMASCOTTE CARDINAL PINES ESTATES PHASE 2
Legal Tract0305
Legal Block1
Legal Lot Number12
JurisdictionLAKE FL
Township / Civil DivisionGROVELAND-MASCOTTE
Census Block Group1
Census Block1058
Census Tract31203

Owner

Source: Lake County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12029 WILLOW GROVE LN, CLERMONT, FL 34711-6648
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Prior SaleJul 7, 2010 · Amount on Record
Deed Document Number202635133
Deed Book / Page6705 / 761
Prior Transfer DateMay 27, 2010
Prior Transfer Doc0039240644
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address5040 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12029 WILLOW GROVE LN, CLERMONT, FL 34711-6648

Mortgage

Document Number0067050763
DateMar 23, 2026
Book Page6705/763
Instrument2026035134
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
AddressHIALEAH, FL 33016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityMascotte City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,290 (+2.89%)$229,895 (-) Land $45,000 Building $184,895
2025$1,542.00 (+9.05%) Homeowner's exemption$77,060 (+5.98%) Land $45,000 Building $32,060$229,895 (+2.97%) Land $45,000 Building $184,895
2024$1,414.00 (+17.34%)
2023$1,205.00 (+4.15%) Homeowner's exemption$72,710 (+2.99%)$223,258 (+10.32%) Land $45,000 Building $178,258
2022$1,157.00 Homeowner's exemption$70,600$202,375 Land $45,000 Building $157,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASCOTTE WATER DEPARTMENT
serves 12,355 people · EPA ID FL3350812
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, CenturyLink.

Nearby Properties on Pine Needle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures