5028 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5028 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 2000
Lot Size	0.338 acres (14,748 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (May 2018)
Tax Bill	$3,175 (2024)
Deeds & Mortgages	Jan 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0305-000-01500`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0305-000-01500`
Alternative APN	`3782920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,748 sqft (0.338 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3782920
Street Address	5028 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASCOTTE CARDINAL PINES ESTATES PHASE 2 SUB LOT 15 PB 41 PGS 15-16 ORB 5111 PG 1226
Legal Range	24E
Legal Township	22S
Legal Section	03
Legal Subdivision	CARDINAL PINES ESTATES
Legal Phase	2
Legal Tract	305
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1058
Census Tract	31203

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5028 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Oct 5, 2000 · Amount on Record
Deed Document Number	2018057722
Deed Book / Page	5111 / 1226
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5028 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 PINE NEEDLE DR, MASCOTTE, FL 34753-8854

Mortgage

Document Number	0058700196
Date	Jan 5, 2022
Book Page	5870/196
Instrument	2022001628

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 17, 2018
Property Address	5028 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Document Number	0051111226
Book / Page	5111 / 1226
Map Reference	MB 41 PG 15&16
Instrument Date	May 14, 2018
Instrument	2018057722
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 PINE NEEDLE DR, MASCOTTE, FL 34753-8854

Mortgage

Document Number	2018057723
Date	May 17, 2018
Instrument	2018057723

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,160 (+5.98%) Land $54,000 Building $127,160	$250,957 (+2.98%) Land $54,000 Building $196,957
2024	$3,175.00 (+8.51%)
2023	$2,926.00 (+4.17%) Homeowner's exemption	$170,940 (+2.99%)	$243,684 (+10.06%) Land $54,000 Building $189,684
2022	$2,809.00 Homeowner's exemption	$165,970	$221,410 Land $54,000 Building $167,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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